Types of Personal and Private Bridging Loans Available

There are two main elements which apply to secured bridging loans and bridging finance:

  1. Security: If things go wrong (for whatever reason) the bridging company does not want to lose and so will recover its loan from the security offered by you. There needs to be a clear indication of what is offered as security.
  2. Repayment: In order to enter into an arrangement and advance funds, a bridging finance company will need to be convinced that the “exit strategy” (loan settlement) is secure. Your loan settlement proposal needs to be clear on how the loan will be settled (from what source)

The above does not apply to certain unsecured loans, various other guarantees and litigation funding.

If you see more than one potential solution offered, please submit an additional application form, for each solution that applies to your circumstances.

Please submit an online enquiry form by carefully selecting the solution that best fits your needs and one of our specialist Service Providers will make contact with you to provide advice, quotes and information.

If no response received within 2 working days, it is highly likely that they cannot assist you. If we do have an alternative solution, we will let you know. If we do not contact you, then we are unfortunately unable to assist further.


Bridging Loan Using Loose Assets

Use loose / movable assets i.e. non-property assets such as gold, diamonds, cars, trucks, insurance policies (with savings) airplanes, plant and equipment, valued over R 50 000 up to R 50 million (or more), to access bridging finance. The asset is stored in the lender’s secure warehouse until the loan is repaid. Deals can be done within a few days.

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Endowment Policy Loans

If you have a pension policy, provident fund, retirement annuity or investment with a company such as Sanlam, Old Mutual etc., which is maturing within 4 months, a portion of the lump sum due to you, can be bridged / advanced.

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Estate Agents Commission Bridging

Not nice to have to wait for your commission for 2 months so let us arrange an advance on your commission.

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Further Bond or Switch Bond Loans

If you are switching your bond or have been granted a second bond, up to 80% of the approved bond can be advanced, once all the bond documents have been signed.

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Home Loans

Mortgage bonds now. Quick response home loan service. Free to you today.

3 Step process :

  1. Submit application form
  2. Send all supporting documents
  3. 48 hour response

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JSE Shares Cession

If you need to unlock some value from shares that you do not wish to sell, then why not offer them as security for a loan.

Transactions over R 1 million considered.

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Pension Bridging

If you have resigned, been retrenched, redeployed, dismissed from your job, have notified your pension fund that you wish to cancel your pension and wish to access some of your Pension Fund or Provident Fund money now, we can in many instances assist with a pension bridging loan or provident bridging loan.

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Personal loan

If you need cash loan, apply for a personal loan between R4 000 and R150 000.

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Property Sold Profit Advance

Sold your property and need to get your money NOW ?  Why wait 2 months, take an advance on your funds within 48 hours from submission of your complete application and all supporting documents are approved.

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Provident Fund Bridging

Provident bridging loans work very similar to Pensions bridging loans. It is possible to access some of your provident savings now before the provident fund actually pays you out.

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Rates Outstanding Settlement

If you have sold a property and there are outstanding rates and taxes delaying the transfer, these can be settled on your behalf by way of a bridging loan against the property sale proceeds.

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Road Accident Fund

Bridging RAF loans has never been easier. Quick RAF loans for Road Accident Fund claims. Fair rates. Great Service on RAF advance…..even if you are blacklisted.
No upfront fees for claims discounting on accident loans.

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Transfer Duty Advance

In some circumstances we can arrange the transfer duty for the purchase of your property,  to be paid from the bond advanced to you by the bank.

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Property Equity Release Finance

Unlock equity from a commercial, industrial or residential property within 10 days.

Minimum Conditions

  • Minimum R 250 000 loan – no maximum
  • Property to be un-bonded
  • Equity minimum – R 500 000
  • Clear loan repayment motivation essential
  • Repayment within 24 months
  • Borrower must be a legal entity

CAREFULLY select the loan amount below. A wrong selection will result in an immediate decline :

R 250 000 to R 2 million Apply Now
R 2 million to R 5 million Apply Now
R 5 million to R 50 million Apply Now

 


Property Secured Finance

Use the equity in your property to secure a quick bridging loan. Bridging finance can be arranged, using the property as security for the cash advanced to you.

Minimum Conditions :

  • Minimum R 250 000 loan – no maximum
  • Property to be un-bonded
  • Equity minimum – R 500 000
  • Clear loan repayment motivation essential
  • Repayment within 24 months
  • Borrower must be a legal entity

CAREFULLY select the loan amount below. A wrong selection will result in an immediate decline

R 250 000 to R 2 million Apply Now
R 2 million to R 5 million Apply Now
R 5 million to R 50 million Apply Now


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Please kindly select a specific finance solution and submit the relevant online form, for assistance. Thank you

 

FAQ

How do I apply :
Please fill in the No Obligation enquiry form on this site for further information

How do I get feedback :
All feedback from us is by email. Please communicate with us by email.

May I submit more than one application
Yes, if you feel that the alternative solution/s applies to your financing need.

Who gives me the loan :
We have various lenders that offer different financing solutions. Some are JV partners, some are independent businesses some are institutional lenders. We try to find the right solution and company to assist you. In the end we believe that you are interested in finding a funding solution as quickly as possible and that is what we focus on. You may therefore be contacted by our associates.

What are the costs :
Each type of Bridging loan has a different cost structure. The lender/s will discuss costs with you once you have submitted the online enquiry form.

How long does it take :
Some loans like Pension Bridging and Sellers Proceeds take 24 hours from when all docs are signed and credit has approved. Others like property Equity Release can take 10 working days or longer. Mezzanine Finance can take two weeks or more.

Will I be approved :
This is always a difficult question to answer without all the facts. It is best to present all the facts as per our checklists, so that a quick assessment can be made.

Will an ITC check be done :
Yes, the first step in all applications is to do a Credit Bureau search.

If I am blacklisted can I get a bridging loan :
This is not a reason for an automatic decline BUT it does not make loan approvals easy to secure. The nature of the bureau listing will be considered and approval is at the sole discretion of the lender.

If I am declined is that the end :
Some products have alternative solutions so ask our consultant to see if another way is possible?

If I do not pay back the loan what happens :
Listings at bureaus, legal costs, eviction, financial sanctions etc are serious matters.
Please do not even consider entering into a loan agreement if you are not convinced you can pay it back.