Fixed Property

Types of Fixed Property Finance

There are two main elements which apply to secured bridging loans and bridging finance:

  1. Security: If things go wrong (for whatever reason) the bridging company does not want to lose and so will recover its loan from the security offered by you. There needs to be a clear indication of what is offered as security.
  2. Repayment: In order to enter into an arrangement and advance funds, a bridging finance company will need to be convinced that the “exit strategy” (loan settlement) is secure. Your loan settlement proposal needs to be clear on how the loan will be settled (from what source)

The above does not apply to certain unsecured loans, various other guarantees and litigation funding.

Please submit an online enquiry form by carefully selecting the solution that best fits your needs and one of our specialist Service Providers will make contact with you to provide advice, quotes and information.

If you see more than one potential solution offered, please submit an additional application form, for each solution that applies to your circumstances

If no response received within 2 working days, it is highly likely that they cannot assist you. If we do have an alternative solution, we will let you know. If we do not contact you, then we are unfortunately unable to assist further.


Body Corporate Levy Finance

Cash advances to Body Corporates and Sectional Title complexes to undertake upgrades and maintenance are available.

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Estate Agents Commission Bridging

Don’t wait. Get up to 80 % of your commission NOW ! Agents commission bridging finance available.

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Further Bond or Switch Bond Loan

If you are switching your bond or have been granted a second bond, up to 80% of the approved bond can be advanced, once all the bond documents have been signed and there is sufficient funds available.

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Mezzanine Finance

Are you ready to start your property development, you have pre-sales and development finance in place but cash is needed to start your project.  There are ways you can be assisted. Funds advanced on the strength of pre-sales and the mother bond.

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Property Equity Release Finance

Unlock equity from a commercial, industrial or residential property within 10 days.

Minimum Conditions

  • Equity Minimum – R 2 million
  • Property to be un-bonded
  • Clear loan repayment motivation essential
  • Repayment within 24 months
  • Borrower must be a legal entity

CAREFULLY select the loan amount below. A wrong selection will result in an immediate decline :

R 2 million to R 5 million Apply Now
R 5 million to R 50 million Apply Now

 


Property Secured Finance

Unlock equity from a commercial, industrial or residential property within 10 days.

Minimum Conditions

  • Minimum R 1 million loan…no maximum
  • Property to be un-bonded
  • Equity minimum – R 2 million
  • Clear loan repayment motivation essential
  • Repayment within 24 months
  • Borrower must be a legal entity

CAREFULLY select the loan amount below. A wrong selection will result in an immediate decline :

R 2 million to R 5 million Apply Now
R 5 million to R 50 million Apply Now

Property Sellers Proceeds (Private and Company)

Sold your property and need to get your money NOW ?  Why wait 2 months ? Take an advance on your profit.

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Rates Outstanding Settlement

If you have sold a property for a profit and there are outstanding rates and taxes delaying the transfer, these can be settled on your behalf by way of a bridging loan against the property sale proceeds.

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Transfer Duty Advance

If the approved bond amount includes the duty and property purchase price, then we can arrange the transfer duty for the purchase of your property, to be paid from the bond advanced to you by the bank.

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Disclaimer : Due to changes in legislation, rules, fees, market conditions and service providers conditions, information provided on this website may be inaccurate and can change without notice. All loans and investments are granted by our service providers at their sole discretion, and are subject to terms and conditions which can change from time to time. Before signing a contract with any provider of finance linked to this website, clients are solely responsible to ensure that they are satisfied with the terms of the contract.

Please kindly select a specific finance solution and submit the relevant online form, for assistance. Thank you

 

FAQ

How do I apply :
Please fill in the No Obligation enquiry form on this site for further information

How do I get feedback :
All feedback from us is by email. Please communicate with us by email.

May I submit more than one application
Yes, if you feel that the alternative solution/s applies to your financing need.

Who gives me the loan :
We have various lenders that offer different financing solutions. Some are JV partners, some are independent businesses some are institutional lenders. We try to find the right solution and company to assist you. In the end we believe that you are interested in finding a funding solution as quickly as possible and that is what we focus on. You may therefore be contacted by our associates.

What are the costs :
Each type of Bridging loan has a different cost structure. The lender/s will discuss costs with you once you have submitted the online enquiry form.

How long does it take :
Some loans like Pension Bridging and Sellers Proceeds take 24 hours from when all docs are signed and credit has approved. Others like property Equity Release can take 10 working days or longer. Mezzanine Finance can take two weeks or more.

Will I be approved :
This is always a difficult question to answer without all the facts. It is best to present all the facts as per our checklists, so that a quick assessment can be made.

Will an ITC check be done :
Yes, the first step in all applications is to do a Credit Bureau search.

If I am blacklisted can I get a bridging loan :
This is not a reason for an automatic decline BUT it does not make loan approvals easy to secure. The nature of the bureau listing will be considered and approval is at the sole discretion of the lender.

If I am declined is that the end :
Some products have alternative solutions so ask our consultant to see if another way is possible?

If I do not pay back the loan what happens :
Listings at bureaus, legal costs, eviction, financial sanctions etc are serious matters.
Please do not even consider entering into a loan agreement if you are not convinced you can pay it back.